Dear Homeowner,

If you are headed towards foreclosure or already in foreclosure, then you need to know the rights and options available to you now. There are many methods in which you can save your house, equity, and credit before it's gone forever. Please take the time to read this article in it's entirety, so you can be informed on the options available to you.

NEVER, NEVER, NEVER, let the bank steal your home. First, it will ruin your credit. Foreclosures usually drop your credit score 250-280 points. Even if you don't have stellar credit now it's very possible to repair without a foreclosure on your record.  Second, you'll get absolutely nothing for your home. The bank won't assist you with any expenses or pay you anything for stealing your home.  Truth is, if you don't move out by the auction date they will have the county sheriff put you out!

Remember once you get behind on your mortgage payment the clock is ticking. The sooner you decide on a course of action the more cash you can pull out of your house, and the better chance you'll have from letting the bank steal your home.  Here are some questions you should ask yourself to find the best available option for you.

Can I work out anything with the bank?

If you want to stay in your house this should be the first option you consider. Banks have several ways to modify your mortgage for temporary relief.  It's possible to qualify for a voluntary forbearance, mortgage modification, or a partial claim.

Can I get a new mortgage?

It is possible to qualify for a new mortgage that will provide temporary debt relief. Just remember you'll have to borrow enough money to pay back your current lender, all back payments, late fees, and any other fees or judgments that may have occurred during your delinquency period

This is an option only if you can realistically commit to a larger mortgage obligation.

Should you sell your house now?

While facing foreclosure time is of the essence.  It may not be a good idea to go through the uncertainty and long process of selling your home yourself or with a realtor. It typically takes 3-6 months for a house to sell conventionally. Keep in mind your racking up mortgage payments and late fees during that time.

• We can buy your house quickly and easily. Closing in less than a week

• We can purchase your home with little or no equity

• We will handle all of the paperwork

• We will buy your house "as is"

• We will give you cash and other services FREE!

Remember, were not real estate agents nor or we associated with any real estate agency. Therefore we don't charge any fees or commission. We have creative ways of selling your home on the back end so  we are not looking to take all your equity like some investors. We aim to make selling your house a pleasant smooth experience, and hope that you will refer us to anyone else you know in the same situation.  See our website for details on how to earn cash through our referral program.

It's very important that you keep foreclosure off your record. Know that after a bank forecloses on your home you'll always have that hanging over your head, coloring the opinions of what others think of you. All mortgage applications ask have you EVER had a foreclosure. You'll have to say "yes" for the rest of your life unless you take action right now. The last thing you want to do is experience the frustration of trying to qualify for a loan, or even a fair insurance quote with severely damaged credit.

Should I file bankruptcy?

Most homeowners think filing bankruptcy will stop foreclosure. But it wont!!! It delays foreclosure while the back rent and late fees keep piling up. Know that the bank that lent you money is a secured creditor and one way or another they will get the money on their house.  And as you probably know bankruptcy will damage your credit for up to 10 years.

Should I wait and do nothing?

Going through a foreclosure can be a difficult and emotional situation. Some people literally shut down and ignore letters and calls from the lender. No matter how long you wait the situation will not go away. Not taking action is probably the worst possible decision you can make.

Let us offer a fresh start and a brighter future!!!

With a foreclosure or bankruptcy on your record your options for the future are limited. Were offering you debt relief, stress relief, and help with a fresh start. We have many programs where we can assist you with moving, paying rent, and even credit repair. Remember the sooner you take action the better.

Will you take the next step?

If you want more information, without risk, on how we can help with your current situation please call 800-709-5523 or since you filled out our Free Home Sale Consultation Form we will be calling you soon. Remember this is a free, no-obligation consultation. We're happy to speak to you.

You have absolutely nothing to lose. Even if you are considering another option, we'll get you a possible solution within 24-48hrs. We'll also provide you with free advice on any subject you may have questions with.

We'll explain everything in clear, easy to understand terms. You'll still have other options available if you find that we're not your best solution.

Best wishes & take care.